Optional provisions of SECURE 2.0 are proving popular among nonprofit organizations, which are expanding eligibility to participate in their 403(b) plans, adding automatic enrollment to provide ...

Retirement Savings for Americans Act (RSAA) sponsors claim that it would help low- and middle-income Americans save for retirement, but a comprehensive new study finds that it would likely lead to ...

As background, a lame-duck [1] session is the period after an election when the current Congress returns to wrap up any unfinished business before the start of the next session of Congress. The ...

Mayo says that an employee must have a choice to make their catch-up contributions on a Roth or traditional basis if they earn less than $145,000 and this has been the IRS’s position. “I believe this ...

Scott continued that access to retirement plan coverage through employer-sponsored plans is higher than participation in them. Crane indicated agreement, remarking that it’s “great that we’re talking ...

Innovative and forward-thinking practices are key to increasing participation in retirement plans and expanding retirement plan coverage, experts suggest.

The Retirement Security Rule is all but certain to be abandoned by a Trump-Vance administration. DOL funding bills originating from the Republican-controlled House have called for it to be defunded ...

The PBGC has updated information helpful to those who look to it for income security and assistance in meeting pension obligations. This comes in the form of new present maximum guarantee values for ...

Challenges and opportunity — both are reality for retirement retirement plans and those who serve them, and speakers at the opening of the recent SPARK Forum captured the theme. “The challenge before ...

And it seemed an appropriate forum to share some of the things about the retirement industry that really bug me. Editor’s Note: This is Part I in a two-part series. I recently had the privilege of ...

The American Retirement Association pointed out in its letter that the IRS only clarified what happens when a non-grandfathered plan joins a MEP: its status remains and does not affect the status of ...

Titled “ Does 401 (k) Loan Repayment Crowd Out Retirement Saving? Implications for Plan Design ,” the authors note recent legislative changes under SECURE 2.0, including the emergency withdrawal ...