Start by seeing what HELOC rate you could qualify for here. 3 times to use a HELOC in 2025. While each homeowner's ...

HELOC rates have been declining for much of the last year. Here's how they compare to personal loan rates right now.

For example, PNC Bank, which calls its product the Choice Home Equity Line of Credit, says it offers terms of from five to 30 years. You will have paid off that debt entirely by the end of ...

There is no universal, smart way to pay off a HELOC that will apply to every borrower. Instead, HELOC users should consider these three ways to determine which is applicable to them: ...

If you’re a retired homeowner, there’s a good chance that your property is worth far more than you paid for it. But is a ...

Kim is a freelance contributor to Newsweek’s personal finance team. She began her career on the Bankrate copy desk in 2010, worked as a managing editor at Macmillan and went full-time freelance ...

While your home equity shouldn’t be the first place you go to cover a cash shortfall, a home equity line of credit (HELOC) ...

Is it harder to get a HELOC in 2025? We walk through how to qualify for a home equity loan, what might result in a denial and strategies to improve your chance of approval.

How soon you can pull equity out of your home is not so much about time as it is about the size of your ownership stake. Most ...