gather key information Before you get started with our free budget spreadsheet below, you’ll need some key financial information, including: Your take-home pay, or your monthly income after taxes.

Start with the blank budget spreadsheet provided, not any previous versions your ... Ask yourself: Is the item still needed? Did we use this last year? Is the request outdated? (i.e. Postage, printing ...

Since some costs can be easy to overlook, it can help to use a budget template ... Using a sample budget that you can find online — or your budget from your prior year, if you have one ...